Consumer Law
Consumer law involves all of the regulations and statutes that seek to create a more equitable balance for buyers in the marketplace and prevent sellers from using dishonest tactics. A consumer is any individual who purchases goods or services, which may be sold by manufacturers, wholesalers, or retailers.
Both state and federal laws play a role in regulating consumer law. These laws range from prohibiting false advertising and imposing product safety measures to regulating debt collection practices and protecting consumers’ identifying information. Consumers often find themselves needing legal help after falling victim to an online scam, purchasing a car or other product without being told of hidden defects, or losing money in financial schemes, such as identity theft or unauthorized credit card charges.
Contract Law
A contract is a legally enforceable agreement between two or more parties where each assumes a legal obligation that must be completed. Many aspects of daily life involve contracts, including buying property, applying for a car loan, signing employment-related paperwork, and agreeing to terms and conditions when buying products and services or using computer software.
Legal issues involving contracts arise most often when one party fails to perform the legal obligation it has agreed to do. When a party breaches a contract by failing to perform, the other party can often sue for money damages, or, in some limited cases, can ask the court to force the other party to perform as promised.
Contracts can also be the source of legal disputes when they are not written clearly. Parties who misunderstand the terms of their agreement may sue each other and have a court settle the argument. Additionally, when a company signs a contract and later goes out of business or is unable to fulfill its promises, the other party may have to pursue legal action in civil or bankruptcy court to obtain relief.
Personal Injury Law
Personal injury cases are legal disputes that arise when one person suffers harm from an accident or injury, and someone else might be legally responsible for that harm. The responsible person's insurance company will pay money to the injured person for medical bills, pain and suffering, and other ongoing medical expenses. If the case involves medical malpractice, your personal injury attorney will be working with insurance companies and hospital attorneys.
A personal injury case can become formalized through a personal injury lawyer representing you at a civil court proceeding. This court session seeks to find others legally at fault through a court judgment or, as is much more common, such disputes may be resolved through informal settlement before any lawsuit is filed.
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